These unique classes are based on academic and government reasearch and are taught by Certified Financial Planner™ Jo-Ann Holst.  Get an independent perspective and unbiased pros and cons about financial planning.  Even if you feel behind in your retirement plan, it's never too late to get started!  Individuals and couples who want to be in control and have financial freedom during retirement are encourage to attend.

• Strategies to reduce Social Security taxes
• How to maximize spousal benefits
• How to ensure life-long income

RSVP 720-287-5880