Raees wrote: For the life of me I don't understand why people live there and subject themselves to the threat of this year after year.
Sweetie, I am not the type to live anywhere where I would be in danger and as beautiful as the area is up there I can't worry about my house burning. But you guys live there. I am in no way being disrespectful. I am just keeping it real. However it would be hard to leave somewhere that I love and grew up.
Raees wrote: For the life of me I don't understand why people live there and subject themselves to the threat of this year after year.
Sweetie, I am not the type to live anywhere where I would be in danger and as beautiful as the area is up there I can't worry about my house burning. But you guys live there. I am in no way being disrespectful. I am just keeping it real. However it would be hard to leave somewhere that I love and grew up.
I have insurance. If I lose my house, I lose my house. I've been here decades and never had a close call. If I lived anywhere on the Gulf Coast for 30 years you can bet my house has probably been hit more than once or twice. I would take that as God trying to tell me something.
Hurricanes are much larger than forest fires. If a single hurricane hit Colorado, its effects would be felt from Denver to Grand Junction and down to Durango.
There are risks where ever you live...hurricanes, tornadoes, earthquakes, fire, snow storms, floods, . Is there really any place that a home isn't at risk for natural or man made disasters? We have been evacuated once up here for fire, but we don't obsess over it. We thought we were pretty safe from risk in AZ, but tomorrow we head down there to deal with a pipe that let loose and totally flooded the house. It is what it is, and we keep good insurance. Trying to avoid risk has never been a guiding force in my life. Live the way you want and deal with whatever comes your way when it happens.
Some places are just higher risk to live than others. I chose not to live in a higher risk area and believe the risk of living in the Colorado mountains is acceptable.
I think my point was that some people wonder why you all continue to live up there and you love it that is why. And I guess that is the same down in hurricane land. But I really don't know how they do it. When I was watching some of the coverage they were going over how insurance works and now it is based on if it is a named storm and whether it turns into a hurricane on a tiered system and they charge the deductible based on a percentage. And there are three different kinds of insurance, like flood insurance, wind, etc. It has to cost a fortune.