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Perhaps, but for me personally it comes down to what my family would have to suffer. Whether it's my own insurance, or state-paid, I would refuse treatment (and know of others who have done the same) if the treatments for an end-stage disease aren't going to improve the quality of my life while I'm dying, only prolong the pain and physical, mental, and emotional suffering for me and my loved ones - and that will save the insurance company if I refuse expensive medicines and treatments. But that's also the minority of what insurance is used for, so I don't see having insurance as making us careless. Routine health care, yearly Dr's physicals, dental check-ups, optometrists visit for those of us with eye problems, dermatologists check-ups for those at-risk for melanoma, etc helps us maintain a healthy lifestyle affordably (I wouldn't go to the dentist 2X a year if I had to pay for it myself, and even if I brushed and flossed 3X/day, I'd still have problems. Not taking care of your teeth is linked to heart disease so that helps save my health, and the insurance company in the long run) and not having it isn't going to make an overweight person suddenly decide to lose weight b/c they'll have to pay more down the road for diabetes, metabolic disorders, and heart problems.swampfish wrote:
RenegadeCJ wrote: So the question is. How much should society spent to keep one person alive? $1 million? $10 million? Is it unlimited?
I read about a lot of older people who do everything they can (transferring assets, etc) to make sure their own assets aren't eaten up if they end up in long term care, or long term disease.....if their own assets aren't worth spending to extend their life, should society's assets be used?
Deep questions....
You make an excellent point, Renegade. I think what our society has come to expect is to stay alive and well forever, no matter how much it costs [someone else]. I think if we didn't have insurance - health, auto, home, life - maybe we would all be a lot more careful about what we do; we'd take our daily health and long-term physical care seriously; we'd cherish life much more because it could end at any time with a lot more pain and suffering than we experience now. Insurance has made us lazy, timid and careless as a culture.
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Science Chic wrote:
Perhaps, but for me personally it comes down to what my family would have to suffer. Whether it's my own insurance, or state-paid, I would refuse treatment (and know of others who have done the same) if the treatments for an end-stage disease aren't going to improve the quality of my life while I'm dying, only prolong the pain and physical, mental, and emotional suffering for me and my loved ones - and that will save the insurance company if I refuse expensive medicines and treatments. But that's also the minority of what insurance is used for, so I don't see having insurance as making us careless. Routine health care, yearly Dr's physicals, dental check-ups, optometrists visit for those of us with eye problems, dermatologists check-ups for those at-risk for melanoma, etc helps us maintain a healthy lifestyle affordably (I wouldn't go to the dentist 2X a year if I had to pay for it myself, and even if I brushed and flossed 3X/day, I'd still have problems. Not taking care of your teeth is linked to heart disease so that helps save my health, and the insurance company in the long run) and not having it isn't going to make an overweight person suddenly decide to lose weight b/c they'll have to pay more down the road for diabetes, metabolic disorders, and heart problems.swampfish wrote:
RenegadeCJ wrote: So the question is. How much should society spent to keep one person alive? $1 million? $10 million? Is it unlimited?
I read about a lot of older people who do everything they can (transferring assets, etc) to make sure their own assets aren't eaten up if they end up in long term care, or long term disease.....if their own assets aren't worth spending to extend their life, should society's assets be used?
Deep questions....
You make an excellent point, Renegade. I think what our society has come to expect is to stay alive and well forever, no matter how much it costs [someone else]. I think if we didn't have insurance - health, auto, home, life - maybe we would all be a lot more careful about what we do; we'd take our daily health and long-term physical care seriously; we'd cherish life much more because it could end at any time with a lot more pain and suffering than we experience now. Insurance has made us lazy, timid and careless as a culture.
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