Small business owners don't understand ACA

I think it is those who work 10-12 hours a day and have to deal with inflation and really high gas that have a bad taste in their mouths. College kids who came out in a bad economy who were wooed with dreams of a great job but instead have heavy loans, lower choices and salaries that are the ones falling through the cracks. They will get sick of it at some point and who knows what that will do.

Oh, and I forgot the higher taxes for businesses and individuals coming too. I think most are okay with more taxes if they are making some money.

So all of the broad brush statements that "liberals" don't understand business just show the lack of understanding by conservatives. Tell Bill Gates he does not understand business. Tell Warren Buffett he does not understand business. BS.

What we are seeing in these posts just confirm what the Denver Post article stated, that most small business simply don't understand the ACA. For example, it does not apply to businesses with less than 50 employees. That is most small businesses, and mom and pop businesses. Second, for those who are over 50 employees, there are mechanisms that will assist them with employee health insurance plans. Most reputable small business that are over the 50 employee threshold all ready offer some form of employee health care benefits, so this is a huge benefit for them. Third, most small business employors over the 50 employee threshold fail to appreciate how the exchanges will assist them and their employees find the best health insurance for each employee.

I have already taken advantage of one national health benefit exchange, ehealthinsurance.com that lowered my employees health insurance (yes, I am a small business owner and I do understand how business works) by over 25%.

I get that some small business owners would rather rant and rave about liberals and the government rather than educate themselves on the best benefits for their employees.

It is funny. One of my nieces went to apply for a job in retail. After being hired with 4 others, and preparing for training, she realized that the other 4 all have 4 yr degrees. She is btwn HS & College. Hanging out with people working retail with a 4 yr degree might make her change her mind on going!

Something the Dog Said wrote: So all of the broad brush statements that "liberals" don't understand business just show the lack of understanding by conservatives. Tell Bill Gates he does not understand business. Tell Warren Buffett he does not understand business. BS.

What we are seeing in these posts just confirm what the Denver Post article stated, that most small business simply don't understand the ACA. For example, it does not apply to businesses with less than 50 employees. That is most small businesses, and mom and pop businesses. Second, for those who are over 50 employees, there are mechanisms that will assist them with employee health insurance plans. Most reputable small business that are over the 50 employee threshold all ready offer some form of employee health care benefits, so this is a huge benefit for them. Third, most small business employors over the 50 employee threshold fail to appreciate how the exchanges will assist them and their employees find the best health insurance for each employee.

I have already taken advantage of one national health benefit exchange, ehealthinsurance.com that lowered my employees health insurance (yes, I am a small business owner and I do understand how business works) by over 25%.

I get that some small business owners would rather rant and rave about liberals and the government rather than educate themselves on the best benefits for their employees.

You are right...it is very hard to understand. Thank goodness we have groups of employment attorneys to figure out the boondoggle. And yes, it doesn't affect businesses over 50 employees. Therefore, why would any business with 49 employees grow? I know we won't, and we used to employ 60-80 people.

Govt exchanges will run poorly. Govt runs nothing efficiently. I know of no business owner who is looking forward to dealing with exchanges run like the DMV, Post office, Unemployment office, Div of Labor, etc.

More and more business will get smart and use subs, They will not try to grow their employee base. So.

Something the Dog Said wrote: I get that some small business owners would rather rant and rave about liberals and the government rather than educate themselves on the best benefits for their employees.

When two adults get together to trade (like an employer and employee) they can best determine between the two of them what the best and fair trade will be.

When two children get together, someone with more power comes along and manages how they will interact.

Those that are childish/weak and inexperienced seek someone with more power to come in and tell them what to do. They often pay a price as a result of their laziness or lack of backbone. WHen they mandate that on all of us, we all pay a price.

If the government did not cap wages, employers would not have started to AVOID the intent of the law by providing perks like health insurance and YOU would never have made such an association of this being the best. And if health care is best and many people are starving or not getting proper nutrition, would it not also be best to provide a food benefit or at least food insurance to employees. If employers don't figure that out, should we mandate it? Perhaps we could cap wages again to get more of the benefits you like, it was employer innovation that gave you this one, not initial mandate.

Rant or not, the policies you support assure that the poor stay that way. You trade opportunity for those that need it the most for increased wages for the class just above them. This is not conceptual, it's real money and real jobs, real people, real people starving so that you can feel good about your forced policies for adults. No respect for those that use threats of violence/force etc. vs. convincing people. If people were good at convincing others, we would not put so much crap to a vote so that people will be forced by their govt to do the "best" thing.

285bound has taught me democracy sucks. 51% is not moral, it is not ethical, it is not right, it is force. 52% is not much different. 95% isn't either.

Martin Ent Inc wrote: More and more business will get smart and use subs, They will not try to grow their employee base. So.

Yes, but no. This is easy to regulate around.

In some states you may not hire a subcontractor that is in the same field as you by law. More states can adopt this or the fed can.

This means if you are an all around builder, you cannot hire a sub that does anything that you would otherwise or occasionally do. So if you do sometimes frame, wire, paint or landscape...any money you pay to people for such activities is considered W-2 wages, they are employees. If you are a computer software firm, everyone you hire that programs is automatically an employee in such places. etc.

This burdens them with all the workman's comp, unemployment insurance, 8% match on SS and MC, liability insurance, actual real time and material costs for mistakes, time tracking, etc. This was pushed into place by unions in order to have fair competition. They argued to legislatures that small firms hiring legal subcontractors had lowers costs than they did and they could not compete, so in order to make it fair, they requested this to increase the financial burden on smaller, subcontracting firms so the union would get more work. This was explained to me by my representative (house).

The exception, if they are another entity such as an LLC or Corp. So this could result in the increase in the numbers of individuals doing business as an LLC or Corp. because despite the fact that corporations are people, they cannot be paid wages and cannot be employees. But we all know that all business entities are games owners are allowed to play to hide from liability and taxes. I am surprised we still have businesses and don't just make people do business as a person. I figure that would come before having to ID yourself on the internet.

RenegadeCJ wrote: It is funny. One of my nieces went to apply for a job in retail. After being hired with 4 others, and preparing for training, she realized that the other 4 all have 4 yr degrees. She is btwn HS & College. Hanging out with people working retail with a 4 yr degree might make her change her mind on going!

I assume most parents with kids that are 16-18 are not encouraging their kids to jump into college. Wouldn't that be like your parents pushing you to buy a McMansion in 2006?

on that note wrote: I assume most parents with kids that are 16-18 are not encouraging their kids to jump into college. Wouldn't that be like your parents pushing you to buy a McMansion in 2006?

College is not the problem. A college degree is still a good thing to have. The problem is employment. Due to government intereference extending the economic crisis, companies are not hiring.

You bet your butt I'm encouraging my kid to go to college. The unemployment rate of college grads is far lower than that of high school graduates.

Nobody that matters wrote:

on that note wrote: I assume most parents with kids that are 16-18 are not encouraging their kids to jump into college. Wouldn't that be like your parents pushing you to buy a McMansion in 2006?

College is not the problem. A college degree is still a good thing to have. The problem is employment. Due to government intereference extending the economic crisis, companies are not hiring.

You bet your butt I'm encouraging my kid to go to college. The unemployment rate of college grads is far lower than that of high school graduates.

Hey a college education is the only chance you have at a job. But most are getting alot less for that diploma.