ACA Exemptions

01 Oct 2013 13:08 #1 by Venturer
ACA Exemptions was created by Venturer
Family wants out of the ACA, so one family member looked up exemptions. Curious if enough people will choose a religious exemption

The religious exemption is actually fairly broad since it affects anyone who is “conscientiously opposed to accepting any insurance benefits

.

Or will ACA state exchanges fail and die because of the lack of requisite number of young people needed to make it work?

When the Affordable Care Act was under debate in the Supreme Court last year, Justice Samuel Alito pointed out the youth, or those in the 18-to-35 age bracket, currently spend an average of $854 a year on healthcare. This presents a problem since the Obamacare state exchanges need at least 2.7 million American youths in the 18-to-35 age group to sign up and spend a minimum of $5,800 on average. If they don’t, the Obamacare state exchanges will fail and Obamacare will die with it.


Could it really fail? Or is this when single payer show up? What do you think?

http://www.inquisitr.com/974395/obamaca ... in-people/

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01 Oct 2013 13:12 #2 by UNDER MODERATION
Replied by UNDER MODERATION on topic ACA Exemptions
Yeah..You do that Grandmaw...I want to opt out of my tax dollars going to wars

http://www.nwtrcc.org/action.php
http://en.wikipedia.org/wiki/Conscienti ... y_taxation

while you haters want to opt out of helping America and Americans

#NotANicePerson

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02 Oct 2013 06:28 #3 by PrintSmith
Replied by PrintSmith on topic ACA Exemptions
Because it won't help the Union, or those who reside within it. What it will do is make our already perilous finanical condition worse. Recently the administration released something out of HHS that told us all that the premiums were going to be less. What they didn't tell you was that this estimate was lower compared to an earlier estimate and what they left out of that particular piece of propaganda was any comparison to existing rates. Forbes did that heavy lifting since the administration either chose not to or deliberately ommitted their findings from their propoganda and published their findings about 6 days ago. You can find it here if you are interested, but I'll give you the headline - Double Down: Obamacare Will Increase Average Individual-Market Insurance Premiums by 99% for Men, 62% for Women
http://www.forbes.com/sites/theapotheca ... for-women/

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02 Oct 2013 08:19 #4 by archer
Replied by archer on topic ACA Exemptions
How convenient of you not to include the caveat that they were NOT comparing equal plans. Instead they were comparing the cheapest old plans to the cheapest exchange plans. Those old plans do not cover pre-existing conditions, or preventive services, all of which are required through the exchanges because that is where some of the savings in healthcare will come from. Perhaps, now that the other states see what CO and NH have done they will stop digging their feet in on the ACa and provide their own exchanges that save their constituents money.

The whole article is like reporting that the cost of new cars has risen 1000% by comparing the lowest price maserati to the lowest price volkswagon.

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02 Oct 2013 10:06 #5 by pineinthegrass
Replied by pineinthegrass on topic ACA Exemptions

archer wrote: How convenient of you not to include the caveat that they were NOT comparing equal plans. Instead they were comparing the cheapest old plans to the cheapest exchange plans. Those old plans do not cover pre-existing conditions, or preventive services, all of which are required through the exchanges because that is where some of the savings in healthcare will come from. Perhaps, now that the other states see what CO and NH have done they will stop digging their feet in on the ACa and provide their own exchanges that save their constituents money.

The whole article is like reporting that the cost of new cars has risen 1000% by comparing the lowest price maserati to the lowest price volkswagon.


Individual insurance (at least the policies I'm familiar with) already had most of the Obamacare features like preventative services and no maximum limit for the last three or four years or so. Preventative services even goes back much further since every individual policy I ever had included an annual physical and breast/prostate cancer screening. More recently they added colonoscopy coverage and maybe some other stuff I can't recall at the moment.

Coverage of pre-existing conditions is new for 2014, but if you look at the national graphic in that article you'll see that the say they adjusted the data for pre-existing conditions.

I compared a few of Rocky Mountain Health's Obamacare rates and was surprised to see they were very close to the premiums charged by Cover Colorado. That was surprising because everyone in Cover Colorado is considered a high risk and must show they could not get insurance elsewhere. Cover Colorado actually had lower out of pocket and I think better prescription coverage too, though they cap coverage at $1 million. But still it's not very impressive that Obamacare, which is ment to cover a huge pool and spread costs, still costs about the same as high-risk Cover Colorado.

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