I have heard a number of people tell me that their local agents, who they are trying to sing up with are telling them 2 things.
1. They don't understand what they are selling and often cannot answer questions about the plans, what will qualify or what they will have to offer. They say the plans are changing by the day.
2. They are advising people not to sign up until the last minute because they are waiting for the market they are looking at to calm down and two, they think the fed may do some shift AND EVERYONE THAT ALREADY SIGNED UP COULD GET THE SHAFT AS THEY LET OTHERS have more lax requirements because of how unbelievably poorly the top heavy mandates are going. This is a lot like not filling your tank because you think gas is going down in price. What a way to run a health care and finance system. It may be easier to go back to pay as you go, like we do with food and other more essential things.