How Many Will Be Uninsured?

pineinthegrass wrote:

Rick wrote:

I do have a question I haven't been able to find a clear answer to... If a person decides to pay the fine/tax, what happens if he then gets sick? What is the process for him to then get covered asap?

Seriously, anyone know this answer?

I answered this in another thread.

There is a yearly open enrollment period from Oct 1 to Dec 7 (extended one time to Mar 1 in 2014). If you get sick outside that period you can't get insurance. I think there is a 90 day wait time too, but not sure.

Thanks for the info. So does that mean if you get hurt or sick without insurance you cant walk into a hospital and have taxpayers pickup the tab?

Rick wrote: So what's your guess? When the ACA is rolling at full speed, after all the delays and exemptions forced by the king, how many people do you predict will be uninsured? What would you do if you were 27 and in good health... pay the fine, or pay the premium?

You dumbass..Its free if you're 27...Who in thier right mind is going to pass up the tax credit, go without insurance, and pay a fine to do it? lol

If youre 27 and your insurance cost $1700, you'll get a $1700 tax credit..Understand how that works Rick? You know what a tax credit is don't you Rick?- thats free money.

So if there are any 27 year olds out there...Heres a tip: Do yourself and everyone in America a favor and......Take the free insurance

:rofllol

#Rickaskstupidquestions

Vice Lord wrote:

Rick wrote: So what's your guess? When the ACA is rolling at full speed, after all the delays and exemptions forced by the king, how many people do you predict will be uninsured? What would you do if you were 27 and in good health... pay the fine, or pay the premium?

You dumbass..Its free if you're 27...Who in thier right mind is going to pass up the tax credit, go without insurance, and pay a fine to do it? lol

If youre 27 and your insurance cost $1700, you'll get a $1700 tax credit..Understand how that works Rick? You know what a tax credit is don't you Rick?- thats free money.

So if there are any 27 year olds out there...Heres a tip: Do yourself and everyone in America a favor and......Take the free insurance

:rofllol

#Rickaskstupidquestions

It's not free if you're 27 little man. Show me your source or STFU and go pleasure yourself in your mommy's basement. It's "free" if you're poor no matter what age you are. When I was 27 I was making about 80k and this wouldn't have been free if we had it back then. I had a cheap catastrophic policy which is all most young, healthy, successful people need anyway.

Rick wrote:

Vice Lord wrote:

Rick wrote: So what's your guess? When the ACA is rolling at full speed, after all the delays and exemptions forced by the king, how many people do you predict will be uninsured? What would you do if you were 27 and in good health... pay the fine, or pay the premium?

You dumbass..Its free if you're 27...Who in thier right mind is going to pass up the tax credit, go without insurance, and pay a fine to do it? lol

If youre 27 and your insurance cost $1700, you'll get a $1700 tax credit..Understand how that works Rick? You know what a tax credit is don't you Rick?- thats free money.

So if there are any 27 year olds out there...Heres a tip: Do yourself and everyone in America a favor and......Take the free insurance

:rofllol

#Rickaskstupidquestions

It's not free if you're 27 little man. Show me your source or STFU and go pleasure yourself in your mommy's basement. It's "free" if you're poor no matter what age you are. When I was 27 I was making about 80k and this wouldn't have been free if we had it back then. I had a cheap catastrophic policy which is all most young, healthy, successful people need anyway.

Cool...if you were making $80k you could afford insurance....many, many young, healthy, successful people DO find themselves with long term health issues that are very expensive....isn't it nice that they too will benefit from ACA......they won't be turned down for insurance because of a pre-existing condition.

archer wrote:

Rick wrote:

Vice Lord wrote:

Rick wrote: So what's your guess? When the ACA is rolling at full speed, after all the delays and exemptions forced by the king, how many people do you predict will be uninsured? What would you do if you were 27 and in good health... pay the fine, or pay the premium?

You dumbass..Its free if you're 27...Who in thier right mind is going to pass up the tax credit, go without insurance, and pay a fine to do it? lol

If youre 27 and your insurance cost $1700, you'll get a $1700 tax credit..Understand how that works Rick? You know what a tax credit is don't you Rick?- thats free money.

So if there are any 27 year olds out there...Heres a tip: Do yourself and everyone in America a favor and......Take the free insurance

:rofllol

#Rickaskstupidquestions

It's not free if you're 27 little man. Show me your source or STFU and go pleasure yourself in your mommy's basement. It's "free" if you're poor no matter what age you are. When I was 27 I was making about 80k and this wouldn't have been free if we had it back then. I had a cheap catastrophic policy which is all most young, healthy, successful people need anyway.

Cool...if you were making $80k you could afford insurance....many, many young, healthy, successful people DO find themselves with long term health issues that are very expensive....isn't it nice that they too will benefit from ACA......they won't be turned down for insurance because of a pre-existing condition.

You missed the point... VL said if you're 27 then insurance is free... it's not. I have never once said on this or any board that poor people shouldn't get help, I would just prefer that a better law was thought out by smarter people that didn't destroy the whole in order to help the few. So far there are about 17,000 pages of extra rules and regulations for this mess and the pile keeps growing. At this point it would have just been better to raise taxes to pay for poor people's insurance and let the rest of us keep our choices. But the better way to start would have been to tackle the rising costs of care first, then mess with a new bill to cover the poor. JMO

Boy, no matter how they try to diss it, it's going to benefit all of those people with pre-existing conditions; lifetime-caps that may be exceeded because of a catastrophic illness; kids being able to stay on their parent's policies until age-26; premiums dropping by as much as 50% (New York, and Maryland, so far); wellness health-checks included for breast exams, colonoscopies; refunds back from companies that spend more than 80% of their healthcare dollar on CEO salaries, marketing and other garbage other than actual health-care, etc....

And what have THEY got?....Please put your alternative positive plan here: __ Oh, wait...I forgot--They don't have one. All they have is "Repeal-and-Squeal"....

Losers.

For some reason, whenever I think of the ACA, I think of the Chevy Volt.

How many will be uninsured?: MILLIONS FEWER than would be uninsured under the Republican plan...

Oh, wait... The Republicans DON'T HAVE A PLAN....

Rick wrote:

Vice Lord wrote:

Rick wrote: So what's your guess? When the ACA is rolling at full speed, after all the delays and exemptions forced by the king, how many people do you predict will be uninsured? What would you do if you were 27 and in good health... pay the fine, or pay the premium?

You dumbass..Its free if you're 27...Who in thier right mind is going to pass up the tax credit, go without insurance, and pay a fine to do it? lol

If youre 27 and your insurance cost $1700, you'll get a $1700 tax credit..Understand how that works Rick? You know what a tax credit is don't you Rick?- thats free money.

So if there are any 27 year olds out there...Heres a tip: Do yourself and everyone in America a favor and......Take the free insurance

:rofllol

#Rickaskstupidquestions

It's not free if you're 27 little man. Show me your source or STFU and go pleasure yourself in your mommy's basement. It's "free" if you're poor no matter what age you are. When I was 27 I was making about 80k and this wouldn't have been free if we had it back then. I had a cheap catastrophic policy which is all most young, healthy, successful people need anyway.

Rick wrote: You missed the point... VL said if you're 27 then insurance is free... it's not.

No, you missed the point Rick because youre a dumb guy and it really was a dumb question. The 27 year old buys the insurance and when he does his taxes he gets a TAX CREDIT for what he spent on the insurance. Thats 1500 or $1700 more than he would have got back otherwise..So it's free to him.

If we had had our way Insurance companies would have been cut out of the equation completely, but Republicans could'nt have that. If we had our way we wouldnt be reimbusrsing anyone for for buying insurance policies, we'd just take care of them (single payer) when they got sick- and in your senario we'd pay nothing for a healthy "successfull" ( lol ) 27 year old because he doesn't get sick, but he'd be fully covered.

But no..You guys had to have for profit insurance companies control and dictate our healthcare needs...Thats on you ignorant scumbags- This ain't our plan, this was a horrible comprimise with the Right Wing corporate whores/puppets-AKA the Republicans in Congress

Rick is correct that Obamacare for a 27 yr old is not free unless that person is near poverty and makes less than 138% of the federal poverty level. In that case the person (or any person under 65) would qualify for Medicaid. Medicaid may or may not be free, depending on the state.

I already gave this link to calculate what subsidies (monthly tax credits) you might get with Obamacare based on your income.

http://kff.org/interactive/subsidy-calculator/

According to the calculator, a 27 year old making $34,000 would get no subsidy and must pay the full $3,163 yearly Obamacare premium which comes to a high 9.38% of income.

You can deduct medical expenses (includes health insurance premiums) from your federal taxable income, but only those that exceed 7.5% of income. And as I recall, Obamacare raised that to 10%.