ACA Exchange Quotes... Prediction?

Have you looked into the policy prices yet in the exchanges? Do you believe the quotes given will be fairly accurate, significantly higher, or significantly lower?

I'm saying higher... especially as time goes on and less healthy people sign up than hoped for.

(and don't bother bashing me for my opinion, I only ask for yours if you are willing to stick your neck out)

Rick wrote: Have you looked into the policy prices yet in the exchanges? Do you believe the quotes given will be fairly accurate, significantly higher, or significantly lower?

Who cares what Fred, Print Smith ,Otis, Blazer Bob or you think? Youre in lockstep-Dumb question surely to be followed by dumb ill informed responses..

"Ah..I think it will be higher because i've been hearing that on AM radio everyday for 2 years..duh huh"

#Theboardsucks

Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

archer wrote: Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

:rofllol The fact that prices are out and are lower... won't stop these guys from speculating Archer.. Just like- The rest of the civilised world, hawaii and Mass. has government healthcare, and it works great, but it will be the end of the world if have it nationwide....

And they actually think they are influencing people, and that people respect thier opinions.. lol

"Never mind the facts, here's what I think!"

#Sheeple

archer wrote: Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

If you believe those prices won't get adjusted up significantly in a reletively short period of time, then youjust answered the question. As I said, I wasn't looking for a debate about my question, just for your opinion. Maybe the first six months of premiums will be close to those quotes, but if not enough people sign up, don't you see the math problem here?

So thank you for sticking your neck out with your opinion... unlike Big Douchey who is obviously incapable of such a feat.

Big Dougy wrote:

archer wrote: Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

:rofllol The fact that prices are out and are lower... won't stop these guys from speculating Archer.. Just like- The rest of the civilised world, hawaii and Mass. has government healthcare, and it works great, but it will be the end of the world if have it nationwide....

And they actually think they are influencing people, and that people respect thier opinions.. lol

"Never mind the facts, here's what I think!"

#Sheeple

Did you believe your Democrats when they saiud the ACA would cost about 800 billion, that you can keep your doctor or policy, that prices would go down? I'm sure you did/do.

Rick wrote:

Big Dougy wrote:

archer wrote: Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

:rofllol The fact that prices are out and are lower... won't stop these guys from speculating Archer.. Just like- The rest of the civilised world, hawaii and Mass. has government healthcare, and it works great, but it will be the end of the world if have it nationwide....

And they actually think they are influencing people, and that people respect thier opinions.. lol

"Never mind the facts, here's what I think!"

#Sheeple

Did you believe your Democrats when they saiud the ACA would cost about 800 billion, that you can keep your doctor or policy, that prices would go down? I'm sure you did/do.

Honestly..I never heard that. I don't watch news programs all day- My insurance is set for life


"All News Programs and no play makes Rick a dull boy " -Big Dougy 10/1/13

Rick wrote:

archer wrote: Why wouldn't they be accurate.....you get a quote, you sign up at that price....for the year that is your premium.....what isn't accurate about that?

If you believe those prices won't get adjusted up significantly in a reletively short period of time, then youjust answered the question. As I said, I wasn't looking for a debate about my question, just for your opinion. Maybe the first six months of premiums will be close to those quotes, but if not enough people sign up, don't you see the math problem here?

So thank you for sticking your neck out with your opinion... unlike Big Douchey who is obviously incapable of such a feat.

Bla blah blah blah blah blah

Why would anybody listen to you? Whats your record here..Like 187-2-1

You Right wingtards are always wrong about everything from Trickle Down to Weapons of Mass Destruction and you still think people wanna listen to you?

#Clueless!

I looked at both ehealthinsurance and connectcolorado today and wasn't too impressed with Colorado's effort so far. The web site needs some work and the rates look ok until you read all the details like out of pocket and deductibles. Not really much different than now for me personally. And deducting health insurance from my taxes is still no way comparable to employee group insurance tax preferences. SOS zzzzzzzzzzzz

Actually Ehealthinsurance is more informative as they have both before and after 2014 quotes for comparison.

Rick wrote: Have you looked into the policy prices yet in the exchanges? Do you believe the quotes given will be fairly accurate, significantly higher, or significantly lower?

Rick, if you want to really understand why the prices are temporarily what they are, google the $25Billion re-insurance premium stabilization HHS fund, paid for with the $63/head health insurance tax. Its a temp 3-year infusion directly to the insurance companies to keep rates down. Not a bad idea really but it is seldom discussed. Also most of the initial rates were rejected and then many insurers bailed out of the exchanges. Really they have no idea how to set the rates the 1st year, everyone is guessing, the risk pool is undefined.

Simple formula
Avg Insurance premium= (Actual Health claim prices - Government total money infusion) +20%/#Customers