How To Pay For College - A Free Workshop! - Courthouse

18 Feb 2020 17:41 #1 by ramage
No problem. Take out as much student loans as you can and let your child enjoy the saved monies on a car, rock festivals, etc. Then vote for the democrat candidate who is going to forgive all student debt. Simple, isn't it?

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18 Feb 2020 17:58 #2 by MountainRoadCrew
This topic was split out from here to continue the political part of this discussion here in the Courthouse.

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18 Feb 2020 18:03 #3 by ScienceChic
ramage, forgiving all student loan debt is a pipe dream fantasy by a candidate who has no clue or doesn't give a sh** about the damage his policies would have on the economy.

"Now, more than ever, the illusions of division threaten our very existence. We all know the truth: more connects us than separates us. But in times of crisis the wise build bridges, while the foolish build barriers. We must find a way to look after one another as if we were one single tribe.” -King T'Challa, Black Panther

The truth is incontrovertible. Malice may attack it. ignorance may deride it, but in the end, there it is. ~Winston Churchill

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18 Feb 2020 20:15 #4 by Rick

ScienceChic wrote: ramage, forgiving all student loan debt is a pipe dream fantasy by a candidate who has no clue or doesn't give a sh** about the damage his policies would have on the economy.

This is one of the issues where Klobuchar hasn't caved to the crazies and hasn't made promises she could never keep. I don't know why more Democrats haven't laid into Bernie and Warren about this... it would be really easy to explain the unintended consequences. That said, the left doesn't see to grasp the fact that more government (taxpayer) subsidized education always leads to higher education costs.

It was always the women, and above all the young ones, who were the most bigoted adherents of the Party, the swallowers of slogans, the amateur spies and nosers−out of unorthodoxy

George Orwell

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18 Feb 2020 20:53 #5 by ScienceChic
Interesting, because I've read that a good part of the reason that tuition has gone up is because schools are getting less state support now than before.

Most Americans don’t realize state funding for higher ed fell by billions
By Jon Marcus, The Hechinger Report for PBS | Feb 26, 2019

Most Americans believe state spending for public universities and colleges has, in fact, increased or at least held steady over the last 10 years, according to a new survey by American Public Media.

They’re wrong. States have collectively scaled back their annual higher education funding by $9 billion during that time, when adjusted for inflation, the Center on Budget and Policy Priorities, or CBPP, reports.

Ten years ago, students and their families paid for about a third of university operating costs, says SHEEO. Now they pay for nearly half.

The impact of this extends beyond tuition costs. University enrollment was down by 2 million from the fall of 2010 to the most recently completed fall semester, according to the National Student Clearinghouse Research Center, which tracks this.

A separate survey by Manpower Group found that 46 percent of American employers can’t find the workers they need. The U.S. Chamber of Commerce says this is keeping 40 percent of businesses from taking on more work.

And the United States remains 13th in the world in the number of 25- to 34-year-olds who have some kind of college or university credential, the Organization of Economic Cooperation and Development says.

Falling behind the likes of South Korea, Canada and Russia in the proportion of people with degrees “is not a trend we can tolerate if we’re going to continue to be competitive in a global knowledge economy,” said Reilly. “More and more of our people are going to have to be competent at higher and higher levels of knowledge and skills. We’re really damaging the future of our competitiveness and I would argue even our security.”

College is more expensive than it's ever been, and the 5 reasons why suggest it's only going to get worse
Hillary Hoffower, Business Insider | Jun 26, 2019

"States provide less, and students and parents pay more," Hartle told Business Insider. "Studies have shown that when state support is level or increasing, tuition is flat. But when state support declines, tuition goes up. Roughly 80% of America's students attend public colleges, so it's not an exaggeration to say that the biggest determinate of the price they will pay for their education is the budgetary decisions made by state governments."

Vedder, however, doesn't think state funding cuts are the main culprit, at least at private schools.


A Lost Decade in Higher Education Funding
State Cuts Have Driven Up Tuition and Reduced Quality
BY Michael Mitchell, Michael Leachman, and Kathleen Masterson, Center on Budget and Policy Priorities | August 23, 2017

How The Federal Government Could Control College Costs
Roger Ma, Contributor, Forbes | May 29, 2018

"Now, more than ever, the illusions of division threaten our very existence. We all know the truth: more connects us than separates us. But in times of crisis the wise build bridges, while the foolish build barriers. We must find a way to look after one another as if we were one single tribe.” -King T'Challa, Black Panther

The truth is incontrovertible. Malice may attack it. ignorance may deride it, but in the end, there it is. ~Winston Churchill

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19 Feb 2020 05:55 #6 by ramage
SC,
It is more than one democrat candidate,
nypost.com 2/19/20
Similar to Sanders and Warren, Bloomberg promises that two-year public colleges will be “tuition-free for all” and four-year colleges will be “debt-free for the lowest-income students.”

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19 Feb 2020 05:57 #7 by ramage
SC,
It is more than one democrat candidate,
nypost.com 2/19/20
Similar to Sanders and Warren, Bloomberg promises that two-year public colleges will be “tuition-free for all” and four-year colleges will be “debt-free for the lowest-income students.”

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