One of my children got in $52,000 in credit card debt.

VL, I feel like I am missing something.

Obviously, when you don't pay your bills, your credit rating will be ruined from the private credit rating firms that evaluate and rate all of us (THAT WE ACCEPT PRETTY MUCH WHOLEY WITHOUT EVEN KNOWING HOW THEY CALCULATE IT, WE EVEN JUDGE OTHERS PERSONALLY ON IT, NO ONE RESISTS THIS, OR VERY FEW, SO THIS SYSTEM IS OBVIOUSLY PRETTY GOOD AND WILL BE AROUND FOR A LONG TIME) . No big deal 10 years ago if you were not a player, today it is getting tough to get a phone or your next loan with a bad credit score...or even a place to sleep out of the cold (which is becoming more and more of a crime every day)...it would take an idiot to not realize that you likely will not even be able to buy food without a good credit score and it goes without saying that any municipality could pass a law that says it is illegal with prison consequences for having a bad score (pretend that will never happen and that people owed money wont or already are not lobbying for it). Gee in two years, we will all have to buy health insurance, two years after that we will likely all have to buy a house and a certain amount of food and after that we will have to buy muscenex by the pallet each year because they have a great lobby. All of which your daughter (who I know does not exist or at least did not blow off her bills) will have to pay 3x for now due to her score, if she is even free or allowed to buy it.

That is not my point. My point is that if all of the above is the consequence, why go through all the trouble to pay 10% of your debt for that when you can just blow it off completely and get all of the above for FREE. And btw, the message you have in this thread is strongly represented in TV commercials and has been for over a decade. According to other commercials, you don't have to pay the IRS more than 10-20% too. Is your daughter still paying full price there, are you?

posteryoyo wrote: VL, I feel like I am missing something.

Obviously, when you don't pay your bills, your credit rating will be ruined from the private credit rating firms that evaluate and rate all of us (THAT WE ACCEPT PRETTY MUCH WHOLEY WITHOUT EVEN KNOWING HOW THEY CALCULATE IT, WE EVEN JUDGE OTHERS PERSONALLY ON IT, NO ONE RESISTS THIS, OR VERY FEW, SO THIS SYSTEM IS OBVIOUSLY PRETTY GOOD AND WILL BE AROUND FOR A LONG TIME) . No big deal 10 years ago if you were not a player, today it is getting tough to get a phone or your next loan with a bad credit score...or even a place to sleep out of the cold (which is becoming more and more of a crime every day)...it would take an idiot to not realize that you likely will not even be able to buy food without a good credit score and it goes without saying that any municipality could pass a law that says it is illegal with prison consequences for having a bad score (pretend that will never happen and that people owed money wont or already are not lobbying for it). Gee in two years, we will all have to buy health insurance, two years after that we will likely all have to buy a house and a certain amount of food and after that we will have to buy muscenex by the pallet each year because they have a great lobby. All of which your daughter (who I know does not exist or at least did not blow off her bills) will have to pay 3x for now due to her score, if she is even free or allowed to buy it.

That is not my point. My point is that if all of the above is the consequence, why go through all the trouble to pay 10% of your debt for that when you can just blow it off completely and get all of the above for FREE. And btw, the message you have in this thread is strongly represented in TV commercials and has been for over a decade. According to other commercials, you don't have to pay the IRS more than 10-20% too. Is your daughter still paying full price there, are you?

Here's what you're missing YoYo. Go back through the thread, read each comment. Vice Lord is goofing on you. He's making this up, just like he has made up numerous outrageous scenarios in the past and managed to suck people into believing his cockeyed stories. He's sitting at the other end of his keyboard laughing his ass off at you. See his comment in this thread where he admits that he couldn't clip and paste this "story" from a PDF he found on the internet, so he typed it in himself.

And if you need further proof, look up his "Free meals for Veterans" thread from about a month ago. Read that one over. I was the last stupid victim of one of his attention getting games. Do what you want, play along if you're bored, but don't accept this goons "solution" for eliminating your debt. Bottom line is these people don't forget about your paying habit for a LONG TIME. Even if you manage to slide by paying the full amount, that information as to what you paid and didn't pay will be with you for 7 to 10 years. You see, they got this thing called computers that can keep track of things like that.

Vice Lord wrote:

PrintSmith wrote: And the best part? The rest of us get to pay more for the goods and services from places like AmEx and Macy's because, like the OWS crowd, your daughter got the personal benefit, privatized the gains if you will, and then decided to socialize the cost. You've done an excellent job of raising the next generation in the true ideals of the party of Democrats VL, you should be one proud papa. Congratulations.

Well since they stole a trillion dollars from the treasury ..I feel great about this..We got em..We got em!

Score one for the Little guy!

Obama says the banks paid everything back with interest! They didn't steal anything.

The Liberals GOP Twin wrote:
Here's what you're missing YoYo.

Dude, it was right in my last post that I knew this was a game. I am just playing, no need to watch if it hurts. I just like talking about crap, esp if it is shaped like a pretzel (which is shaped like a little girl praying).

Perhaps part of VL's point is that it does not have to actually happen to be worth talking about.

If I thought he was serious I would have pointed out the conflict between not owing anyone anything and screwing people you made promises in this thread and letting someone off for murder in another thread because VL shalt not judge, lest he or she be judged.

posteryoyo wrote: VL, I feel like I am missing something.

Obviously, when you don't pay your bills, your credit rating will be ruined from the private credit rating firms that evaluate and rate all of us (THAT WE ACCEPT PRETTY MUCH WHOLEY WITHOUT EVEN KNOWING HOW THEY CALCULATE IT, WE EVEN JUDGE OTHERS PERSONALLY ON IT, NO ONE RESISTS THIS, OR VERY FEW, SO THIS SYSTEM IS OBVIOUSLY PRETTY GOOD AND WILL BE AROUND FOR A LONG TIME) . No big deal 10 years ago if you were not a player, today it is getting tough to get a phone or your next loan with a bad credit score...or even a place to sleep out of the cold (which is becoming more and more of a crime every day)...it would take an idiot to not realize that you likely will not even be able to buy food without a good credit score and it goes without saying that any municipality could pass a law that says it is illegal with prison consequences for having a bad score (pretend that will never happen and that people owed money wont or already are not lobbying for it). Gee in two years, we will all have to buy health insurance, two years after that we will likely all have to buy a house and a certain amount of food and after that we will have to buy muscenex by the pallet each year because they have a great lobby. All of which your daughter (who I know does not exist or at least did not blow off her bills) will have to pay 3x for now due to her score, if she is even free or allowed to buy it.

That is not my point. My point is that if all of the above is the consequence, why go through all the trouble to pay 10% of your debt for that when you can just blow it off completely and get all of the above for FREE. And btw, the message you have in this thread is strongly represented in TV commercials and has been for over a decade. According to other commercials, you don't have to pay the IRS more than 10-20% too. Is your daughter still paying full price there, are you?

You are an incredible sap, and you and your utter ignorance is why we are, where we are right now..And you call this a good system?
Please watch this 1 minute video- the last minute. You Posterio are food for the debt machine
[youtube:k6ga81oa][/youtube:k6ga81oa]

And BTW- I own my home and my vehicles outright, and so does my daughter.

The Liberals GOP Twin wrote:

posteryoyo wrote: VL, I feel like I am missing something.

Bottom line is these people don't forget about your paying habit for a LONG TIME. Even if you manage to slide by paying the full amount, that information as to what you paid and didn't pay will be with you for 7 to 10 years. You see, they got this thing called computers that can keep track of things like that.

Youre a slave...Don't you see what you are saying here?

And my system works..Don't go to debt consolodation, just stop paying..For some reason they don't want to go to court right now. They settle for pennies on the dollar. Why would AMEX settle for 10% a day before we were to go to court? The bill was like 6k, and they were sueing for $8800 because they added legal fees to it..

And they were willing to settle for almost nothing

FredHayek wrote:

Vice Lord wrote:

PrintSmith wrote: And the best part? The rest of us get to pay more for the goods and services from places like AmEx and Macy's because, like the OWS crowd, your daughter got the personal benefit, privatized the gains if you will, and then decided to socialize the cost. You've done an excellent job of raising the next generation in the true ideals of the party of Democrats VL, you should be one proud papa. Congratulations.

Well since they stole a trillion dollars from the treasury ..I feel great about this..We got em..We got em!

Score one for the Little guy!

Obama says the banks paid everything back with interest! They didn't steal anything.

Ah, yeah...People who know whats going on don't like Obama..I'm a democrat, but I don't defend Obama like you brain dead drones walking in lockstep supported Bush..No matter what he did..

So STFU with your red team vs blue team bulls**t- You just sound stupid and ignorant

posteryoyo wrote:

The Liberals GOP Twin wrote:
If I thought he was serious I would have pointed out the conflict between not owing anyone anything and screwing people you made promises in this thread and letting someone off for murder in another thread because VL shalt not judge, lest he or she be judged.

Listen..I consider the bank as criminals..By any definition they are..I don't have a set of rules I live by..If someone f-ing me I f em back..No conflict here. And who said anything about Murdereres? I used a guy killing an Elk out of season as an example. Murder is bad

Youre Dumb- I don't want to ever lower myself again to ingage in conversation with you..Millions and millions of people, perhapes yourself are in credit trouble, many here are losing their homes..But nobody talks about it? To embarrassing I guess..But its a big deal and I stumbled upon a solution that can help a lot of people here. - Stop paying and the balances freeze after 6 months, save all that money and interest for a year and a half and settle for 10% It worked every single time.

Vice Lord wrote:

posteryoyo wrote:

The Liberals GOP Twin wrote:
If I thought he was serious I would have pointed out the conflict between not owing anyone anything and screwing people you made promises in this thread and letting someone off for murder in another thread because VL shalt not judge, lest he or she be judged.

Listen..I consider the bank as criminals..By any definition they are..I don't have a set of rules I live by..If someone f-ing me I f em back..No conflict here. And who said anything about Murdereres? I used a guy killing an Elk out of season as an example. Murder is bad

Youre Dumb- I don't want to ever lower myself again to ingage in conversation with you..Millions and millions of people, perhapes yourself are in credit trouble, many here are losing their homes..But nobody talks about it? To embarrassing I guess..But its a big deal and I stumbled upon a solution that can help a lot of people here. - Stop paying and the balances freeze after 6 months, save all that money and interest for a year and a half and settle for 10% It worked every single time.

Hey... I'm still waiting for that Ultimate Smackdown that you promised me almost two months ago. I knew it back then, and you have only confirmed it with your constant inane narcissistic rambling that you are a hapless wimp. No different and no more effective than the school yard bully who has a nervous breakdown as soon as someone says "boo" to them. I'm sorry to see that it's come to this in your life. Lording over your own little virtual fantasy world that will disappear in a poof if your electricity went out. Your promise to me is as vapid as the fairy tale stories floating around in your head. Ineffective bull crap machine.

Vice Lord wrote:

The Liberals GOP Twin wrote:

posteryoyo wrote: VL, I feel like I am missing something.

Bottom line is these people don't forget about your paying habit for a LONG TIME. Even if you manage to slide by paying the full amount, that information as to what you paid and didn't pay will be with you for 7 to 10 years. You see, they got this thing called computers that can keep track of things like that.

Youre a slave...Don't you see what you are saying here?

And my system works..Don't go to debt consolodation, just stop paying..For some reason they don't want to go to court right now. They settle for pennies on the dollar. Why would AMEX settle for 10% a day before we were to go to court? The bill was like 6k, and they were sueing for $8800 because they added legal fees to it..

And they were willing to settle for almost nothing

I didn't write that? only the " VL, I feel like I am missing something part."