One of my children got in $52,000 in credit card debt.

Vice Lord wrote:

posteryoyo wrote: VL, I feel like I am missing something.

Obviously, when you don't pay your bills, your credit rating will be ruined from the private credit rating firms that evaluate and rate all of us (THAT WE ACCEPT PRETTY MUCH WHOLEY WITHOUT EVEN KNOWING HOW THEY CALCULATE IT, WE EVEN JUDGE OTHERS PERSONALLY ON IT, NO ONE RESISTS THIS, OR VERY FEW, SO THIS SYSTEM IS OBVIOUSLY PRETTY GOOD AND WILL BE AROUND FOR A LONG TIME) . No big deal 10 years ago if you were not a player, today it is getting tough to get a phone or your next loan with a bad credit score...or even a place to sleep out of the cold (which is becoming more and more of a crime every day)...it would take an idiot to not realize that you likely will not even be able to buy food without a good credit score and it goes without saying that any municipality could pass a law that says it is illegal with prison consequences for having a bad score (pretend that will never happen and that people owed money wont or already are not lobbying for it). Gee in two years, we will all have to buy health insurance, two years after that we will likely all have to buy a house and a certain amount of food and after that we will have to buy muscenex by the pallet each year because they have a great lobby. All of which your daughter (who I know does not exist or at least did not blow off her bills) will have to pay 3x for now due to her score, if she is even free or allowed to buy it.

That is not my point. My point is that if all of the above is the consequence, why go through all the trouble to pay 10% of your debt for that when you can just blow it off completely and get all of the above for FREE. And btw, the message you have in this thread is strongly represented in TV commercials and has been for over a decade. According to other commercials, you don't have to pay the IRS more than 10-20% too. Is your daughter still paying full price there, are you?

You are an incredible sap, and you and your utter ignorance is why we are, where we are right now..And you call this a good system?
Please watch this 1 minute video- the last minute. You Posterio are food for the debt machine
[youtube:3dbou0au]

[/youtube:3dbou0au]

And BTW- I own my home and my vehicles outright, and so does my daughter.

Just to be clear, I am the Sap? I knew you were screwing with people and explain the credit system that sucks and point out how you are proposing people do something in your game that commercials have been telling people to do for a long time. I just twisted your game up a little. I guess I could have left something for you to trip over like you did to everyone else, but I didn't even leave something and you tripped anyway.

I was being sarcastic, saying that if the system keeps getting more and more entrenched via everyone involved just accepting it, how bad can it be - you and your daughter kept it going, we all did. I mean really VL, people get more worked up about Obama's birth cert, pepper spray in one town, or some celebs new breasts vs. this stuff, we just go to work, eat, crap and play more credit score games.

Dude, I am not food for the debt machine, I borrow money, create businesses, buy real estate, create jobs, and make money. Every penny I borrow, I not only ask for but appreciate that people are willing to lend it to me. I have borrowed from banks and I do loan to banks and people, but I have borrowed most of my money over time from individuals like yourself or your daughter and usually folks like you want a little more than they gave me when I give it back, especially when I meter it out over months or years. My sense is that if I didn't pay, you may be scrambling and want to call someone for help or come up with a list service that has all the people that don't pay loans on it, perhaps we could score them?

I am glad you own and your family own some of your biggest material possessions outright. I own a bunch of crap too. I even own a bunch of crap that can't burn or blow away. I am unclear how I am feeding any big system besides doing the same thing that everyone else on this board or elsewhere in America, taking it from behind because we feel there are just too many bullies lined up behind us to stop them. Though I must say, I really like borrowing other people's money, making a bunch more money using it and then paying a small fraction of the gain back for the use of the money, it is really just to temping to stop and taking it up the butt by keeping my credit good really keeps the process rolling.

Remember all this credit being available can get some people in deep doggy dodo, other can use it to make a bunch of money.

The Liberals GOP Twin wrote:

Vice Lord wrote:

posteryoyo wrote:

The Liberals GOP Twin wrote:
If I thought he was serious I would have pointed out the conflict between not owing anyone anything and screwing people you made promises in this thread and letting someone off for murder in another thread because VL shalt not judge, lest he or she be judged.

Listen..I consider the bank as criminals..By any definition they are..I don't have a set of rules I live by..If someone f-ing me I f em back..No conflict here. And who said anything about Murdereres? I used a guy killing an Elk out of season as an example. Murder is bad

Youre Dumb- I don't want to ever lower myself again to ingage in conversation with you..Millions and millions of people, perhapes yourself are in credit trouble, many here are losing their homes..But nobody talks about it? To embarrassing I guess..But its a big deal and I stumbled upon a solution that can help a lot of people here. - Stop paying and the balances freeze after 6 months, save all that money and interest for a year and a half and settle for 10% It worked every single time.

Hey... I'm still waiting for that Ultimate Smackdown that you promised me almost two months ago. I knew it back then, and you have only confirmed it with your constant inane narcissistic rambling that you are a hapless wimp. No different and no more effective than the school yard bully who has a nervous breakdown as soon as someone says "boo" to them. I'm sorry to see that it's come to this in your life. Lording over your own little virtual fantasy world that will disappear in a poof if your electricity went out. Your promise to me is as vapid as the fairy tale stories floating around in your head. Ineffective bull crap machine.

I thought I got you pretty good yesterday..So much so that I felt the need to apologize..I noticed you changed your avatar imeadiatly

posteryoyo wrote:

Vice Lord wrote:

posteryoyo wrote: VL, I feel like I am missing something.

Obviously, when you don't pay your bills, your credit rating will be ruined from the private credit rating firms that evaluate and rate all of us (THAT WE ACCEPT PRETTY MUCH WHOLEY WITHOUT EVEN KNOWING HOW THEY CALCULATE IT, WE EVEN JUDGE OTHERS PERSONALLY ON IT, NO ONE RESISTS THIS, OR VERY FEW, SO THIS SYSTEM IS OBVIOUSLY PRETTY GOOD AND WILL BE AROUND FOR A LONG TIME) . No big deal 10 years ago if you were not a player, today it is getting tough to get a phone or your next loan with a bad credit score...or even a place to sleep out of the cold (which is becoming more and more of a crime every day)...it would take an idiot to not realize that you likely will not even be able to buy food without a good credit score and it goes without saying that any municipality could pass a law that says it is illegal with prison consequences for having a bad score (pretend that will never happen and that people owed money wont or already are not lobbying for it). Gee in two years, we will all have to buy health insurance, two years after that we will likely all have to buy a house and a certain amount of food and after that we will have to buy muscenex by the pallet each year because they have a great lobby. All of which your daughter (who I know does not exist or at least did not blow off her bills) will have to pay 3x for now due to her score, if she is even free or allowed to buy it.

That is not my point. My point is that if all of the above is the consequence, why go through all the trouble to pay 10% of your debt for that when you can just blow it off completely and get all of the above for FREE. And btw, the message you have in this thread is strongly represented in TV commercials and has been for over a decade. According to other commercials, you don't have to pay the IRS more than 10-20% too. Is your daughter still paying full price there, are you?

You are an incredible sap, and you and your utter ignorance is why we are, where we are right now..And you call this a good system?
Please watch this 1 minute video- the last minute. You Posterio are food for the debt machine
[youtube:22c6cf2v]

[/youtube:22c6cf2v]

And BTW- I own my home and my vehicles outright, and so does my daughter.

Just to be clear, I am the Sap? I knew you were screwing with people and explain the credit system that sucks and point out how you are proposing people do something in your game that commercials have been telling people to do for a long time. I just twisted your game up a little. I guess I could have left something for you to trip over like you did to everyone else, but I didn't even leave something and you tripped anyway.

I was being sarcastic, saying that if the system keeps getting more and more entrenched via everyone involved just accepting it, how bad can it be - you and your daughter kept it going, we all did. I mean really VL, people get more worked up about Obama's birth cert, pepper spray in one town, or some celebs new breasts vs. this stuff, we just go to work, eat, crap and play more credit score games.

Dude, I am not food for the debt machine, I borrow money, create businesses, buy real estate, create jobs, and make money. Every penny I borrow, I not only ask for but appreciate that people are willing to lend it to me. I have borrowed from banks and I do loan to banks and people, but I have borrowed most of my money over time from individuals like yourself or your daughter and usually folks like you want a little more than they gave me when I give it back, especially when I meter it out over months or years. My sense is that if I didn't pay, you may be scrambling and want to call someone for help or come up with a list service that has all the people that don't pay loans on it, perhaps we could score them?

I am glad you own and your family own some of your biggest material possessions outright. I own a bunch of crap too. I even own a bunch of crap that can't burn or blow away. I am unclear how I am feeding any big system besides doing the same thing that everyone else on this board or elsewhere in America, taking it from behind because we feel there are just too many bullies lined up behind us to stop them. Though I must say, I really like borrowing other people's money, making a bunch more money using it and then paying a small fraction of the gain back for the use of the money, it is really just to temping to stop and taking it up the butt by keeping my credit good really keeps the process rolling.

Remember all this credit being available can get some people in deep doggy dodo, other can use it to make a bunch of money.

Ah, I don't know what you said there, so whatever..Keep using that high interest credit to make money.... lol